1 Tip for a Successful Financial Plan Is

1 tip for a successful financial plan is to combine your financial plan with debt restructuring. The debt restructuring should be done immediately prior to completing the financial plan. The benefit of doing this is that the debt restructuring may very well free up hundreds or even thousands of dollars per month for you to use to invest for your financial goals.

Having a successful financial plan is important, so if you have never had one, you should get one. And if you have had one, but your financial picture has changed drastically, then you should get your plan updated. Like anything else, you need to have a clearly-established goal in order to reach it. And, if personal finance and investing are not your strong suit, then it is definitely better to get some advice from an expert than to keep putting it off year after year and doing next to nothing towards reaching your financial goals. When saving or investing for long-range financial goals like retirement or college-funding for children, it is those early years that will impact the amount you are able to amass the most. So it is important to get going ASAP.

That said, most financial plans are not nearly as effective as they could be. Why? Well, most financial planners cannot help you with every aspect of your financial situation. Most financial planners will take a look at your monthly cash flow, find out how much money you have to invest and use toward financial goals, and make recommendations based upon your current discretionary cash left over.

But, you could reach your goals a lot quicker if your financial planner were able to help you find more money for you to use in reaching your goals! Significant amounts of additional free cash flow can typically only be created by restructuring debt. Where else will you get hundreds or thousands of extra dollars per month? (Note that not everyone will be able to free up significant cash by restructuring debt. Clues to help you determine whether you are a good candidate for such a plan are given below.)

What is the #1 financial problem/expenditure that most American households have? Right, DEBT! Restructure that debt, and you could free up hundreds or thousands of dollars that you can use to save, invest, or otherwise use for financial goals.

In some situations, restructuring your debt can cost you money and leave you with very little to show for it. Often, a person may have their debts restructured, take the cash, and invest in something frivolous like a new boat or an expensive vacation.

In terms of your financial health, it is much better to free up extra cash for yourself by restructuring your debt, and then immediately complete a successful financial plan that will culminate in you putting that extra cash to work toward your most pressing financial goals. Doing so has two main benefits: 1) you could save many thousands of dollars or even hundreds of thousands of dollars in interest, and 2) you will put yourself on the fast-track toward accumulating money for retirement, college savings, or whatever your financial goals may be.

As an example, this may allow you to retire years earlier than you would be able to otherwise! Not bad, right?

There is only one company I know of that specializes in doing debt restructuring immediately followed by full-service successful financial planning. You can be put into contact with this company by contacting me. My contact information is listed below.

Being referred by me enables you to find out whether you would benefit from these services before you pay anything. Other clients typically pay an up-front retainer. However, if you are referred by me and you cannot be helped, then you pay nothing. If you decide that you will gain enough from the plan to make it worth your while, then you pay $500 for the plan, once you accept it. There may be additional fees for other services.

If you would like to find out if you are a good candidate for this plan and be put on the fast-track to good financial health, then just give me a call with all of your questions. A successful financial plan and a debt-free life may be in your future sooner than you ever thought!

Who is typically a good candidate for this plan?

    Home owners
    Those who have not recently restructured their debt
    Those who have owned their home for several years
    Those with credit scores above 500

Features:

    5-Day Free Look
    Almost no out-of-pocket expenses
    Typical interest savings for the average client is around $200,000
    The typical client is completely debt-free in 8 to 12 years, using the plan